Terms & Conditions

Effective Date: 29/06/2025

By purchasing a service from Premio, you agree to the terms and conditions outlined below. These govern your access to and use of our digital consultation services.

1. Nature of Service

Premio offers a one-time insurance consultation service where we research and provide you with the most affordable car insurance quotes available based on the information you provide. This service is informational only and not a direct insurance policy or brokerage.

Quotes are generated using third-party platforms such as:

  • comparethemarket.com

  • gocompare.com

  • confused.com

We do not guarantee insurance acceptance or policy approval by any provider listed in the quotes.

2. Payment & Refund Policy

A one-time upfront fee is charged for our service. This fee is fully refundable if we are unable to save you at least the amount you paid.

To be eligible for a refund, the following conditions must be met:

  • You must request your refund within 14 days of receiving our quotes.

  • You must provide proof of a cheaper quote that you personally obtained within the last 14 days.

  • This proof must include:

    • The full quote breakdown

    • A list of all answers you submitted to generate the quote

    • The quote must be based on identical details to those provided to Premio.

Once approved, refunds will be issued to the original payment method within 7 working days.

3. Accuracy of Information

You are responsible for ensuring that all information you provide to us is accurate and complete. We are not liable for inaccurate quotes or results arising from false, outdated, or incorrect details submitted by the user.

4. Intellectual Property

All content, branding, website assets, logos, and original material presented on this site are the property of Premio Insurance Consultants and are protected by copyright law. Unauthorized reproduction, distribution, or modification of any part of the website is strictly prohibited.

5. Limitation of Liability

While we strive to find the best possible quotes, we cannot guarantee insurance acceptance, premium amounts, or final policy terms. Premio accepts no liability for:

  • Financial loss resulting from quotes not being honored by third parties

  • Misuse of provided quotes

  • Technical issues beyond our control on third-party platforms

6. Contact

If you have questions regarding these terms or your eligibility for a refund, please contact us at:


📧 premiosavings@gmail.com